Sixty miles of Grand Strand at prices the rest of the coast forgot. Retirees, second homes, condos, and rental investors welcome.
Myrtle Beach is one of the last places on the East Coast where beach living is still priced for regular people. With a median sale price around $266,000, the Grand Strand delivers sixty miles of coastline, year round golf, and a cost of living that has made Horry County one of the fastest growing retirement destinations in America. Retirees arriving from Ohio, Pennsylvania, New York, and New England drive much of the market, alongside second home families from Charlotte and the Carolinas and a deep bench of rental investors who know exactly what those tourism numbers mean.
Condos are everywhere on the Grand Strand, and they demand the same caution as the Florida coast. Many oceanfront towers operate with front desks and nightly rental programs, which makes them condotels that conventional lenders will not finance regardless of your credit. Others are standard residential buildings that finance normally, and the two can stand side by side on Ocean Boulevard. I identify the building type and match it to the lenders who actually finance that category before you go under contract, because this single check is where most Myrtle Beach deals live or die.
For investors, the short term rental math here works as well as anywhere on the East Coast: entry prices are low, the tourism season is long and getting longer, and DSCR loans qualify the property on the income it produces rather than your personal tax returns. For retirees, qualifying on Social Security, pensions, and retirement distributions is routine when documented properly, and asset based approaches exist when wealth outruns monthly income. Second homes finance with as little as 10 percent down at near primary rates, and true first homes across Horry County are served by FHA, VA, and conventional programs at some of the friendliest price points on any coast.
Flood zone status and insurance get confirmed early on every coastal file, and the entire process runs digitally, which suits a market where nearly every buyer starts from somewhere else. If you have been watching Grand Strand listings from three states away, one call turns the browsing into a plan.
Second home loans for the family beach place, DSCR for the rental investors, condo and condotel programs matched to the actual building, and retirement income qualification done properly.
See All Loan OptionsMarket figures are approximate and change over time. The $832,750 figure is the 2026 baseline conforming loan limit for one-unit homes (Horry County is a standard-limit county; source: FHFA). This is general information, not a rate quote or loan commitment.
Almost certainly the building, not you. Many oceanfront towers operate as condotels with front desks and nightly rentals, which conventional lenders will not finance. Specialty programs exist for exactly these buildings, and I match the building to the lenders who actually finance that category before you commit.
Yes. Social Security, pensions, and retirement account distributions all count when documented properly, and asset based approaches exist for retirees whose savings outrun their monthly income. Retirement purchases are a core part of my Grand Strand work.
Yes, and the Grand Strand math is among the best on the East Coast. DSCR loans qualify the property on the income it produces rather than your tax returns. Entry prices and a long tourism season keep the numbers honest.
As little as 10 percent for a true second home at rates near primary pricing. At Myrtle Beach prices, that puts a family beach place within reach of ordinary budgets. If the plan is rental income, an investment structure is the honest fit, and I help you classify it correctly.
Yes. Nearly every Grand Strand buyer starts from somewhere else, and the entire process runs digitally until closing day. Call or text (770) 401-1759 to turn the listing browsing into a plan.
Let's find the right loan for the Grand Strand. Second home, rental, or retirement. A real pre approval from a broker who checks the building first.
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